Cash Discount & Surcharge Processing
Cash discount and dual payment programs are particularly effective in industries where businesses have high transaction volumes or typically face higher processing fees.
Lower Processing Fees
Keep More Of Your Earnings
Flexible Payment Choices
Cash Discount Program
Our Cash Discount and Surcharge programs help businesses reduce or eliminate credit card processing fees.
With a Cash Discount, customers who pay with cash or debit cards receive a discount, while credit card users pay the standard price.
Alternatively, a Surcharge applies a small fee to credit card transactions, offsetting processing costs.
Both options allow businesses to keep more of their earnings while offering flexible payment choices to customers. Explore how these programs can lower your fees and boost your bottom line.
Is Cash Discounting or Surcharging Right for Your Business?
Here are some of the best industries to target:
Retail
Retail businesses, especially those with high foot traffic, can benefit from cash discount programs. By incentivizing cash payments, they can reduce transaction fees and increase profitability.
E-commerce
Online businesses with high transaction volumes can use dual payment options to offer customers the choice of paying with a credit card (with a surcharge) or opting for a cash-equivalent payment method like ACH to avoid fees.
Wholesale & B2B Transactions
In B2B sectors, where transactions are often large, cash discount programs can significantly reduce processing fees for suppliers and manufacturers dealing with clients who prefer credit card payments.
Specialty Goods & High-Ticket Sales
Industries selling high-ticket items, like furniture stores, jewelry shops, or electronics retailers, can benefit from dual payment options. These industries often face higher transaction fees due to large purchases, and cash discount programs help lower those fees.
Restaurants & Cafes
Restaurants and quick-service food establishments often deal with frequent, small transactions. Implementing a cash discount or dual payment system can help these businesses lower their processing costs and improve their bottom line.
Service Providers
Service-based businesses (e.g., salons, repair services, healthcare professionals) often deal with variable billing amounts. Cash discounts can encourage customers to pay via lower-fee methods, saving businesses money on processing.
Gas Stations
Gas stations are known for high-volume, low-margin sales. Cash discount programs can help reduce the fees on card transactions, offering customers a choice to save money by paying with cash.
Construction & Contractors
Businesses in construction or contracting often have high-value transactions. Cash discounts can be an attractive option for clients who prefer to pay with credit cards, helping businesses offset processing fees.